2 min
Choosing a contribution you can sustain
The right contribution is the one you can still pay in a bad month. Here is how to size it before the first cycle.
- Contributions
- Planning
Blog
Guides and tipsfor running a circle.
Choosing a type, agreeing the rules, collecting by mobile money: what a circle needs to run well.
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2 min
How a savings circle works
Every member pays the same amount each cycle, and one member takes the whole pot. Here is what that buys you.
- Basics
- Rotation
2 min
What to agree before the first cycle
A circle rarely breaks over money. It breaks over a rule nobody wrote down. Here are the five to settle first.
- Guide
- Rules
2 min
Collecting contributions by mobile money
The money already moves on a phone. It is the record that usually has not caught up, and that gap is where disputes start.
- Payments
- Cash-in
2 min
Choosing the right circle type
A rotating pot, a welfare fund and goal savings share a name and behave nothing alike. One question tells you which you want.
- Types
- Comparison
2 min
When a member misses a contribution
Usually a bad month rather than bad faith. Decide what the circle does about it before you know whose turn it is.
- Trust
- Arrears
Stop running a circleon trust alone.
Bring your committee, set the rules once, and let the ledger keep the record. Your first circle can be collecting before the week is out.
